Auto insurance rates for teenage drivers in our community are unreasonable. The premiums are just too high. I know that I personally cannot afford the high premiums. I am still attending school, so I am only able to work part-time. I do not make nearly enough money to pay my own auto insurance and still be able to afford the everyday expenses. I believe insurance premiums are unreasonably high for teens because insurance companies base …showed first 75 words of 935 total…

…showed last 75 words of 935 total…they need to be with or without the insurance. My main point is that auto insurance premiums for teens should start at a much lower rate. Many teens do not have the money or enough time to make the money to pay for the insurance without help. Teenage drivers should definitely have the chance to prove themselves as being responsible drivers instead of being assumed to be horrible ones and paying a very high price.