Research Proposal In 2002, Texas homeowner rates have increased more than one hundred percent due to an increase in the number of mold and water claims. In addition, local government regulators have set a benchmark rate which allows insurance companies to charge rates thirty percent higher or lower than the benchmark. This system allows insurance companies to compete for customers. Due to the substantial increase in insurance premiums, law suits against insurance companies have increased. This …showed first 75 words of 263 total…

…showed last 75 words of 263 total…