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Letter "B" » Brian Caldwell Quotes
«Both black and white children are using drugs of choice. We are concerned and we hope we can make a difference by them hearing our stories, ... To the average person, my life seemed successful, but when they look past the appearance of education , skill, business deals and church service, I?m a man with a disease of addiction. I don?t want black or white children having to deal with what we?ve had to deal with. Somehow we?ve got to get across to them.»
«Specifically, the AGO alleged that the interest rates charged by the company were not properly calculated or disclosed, and greatly exceeded the amount legally collectable under Commonwealth law.»
«Consumers would be shocked to learn that the amount of many short-term payday loans may be as high as 500-percent APR or even greater in many cases. Undoubtedly, some consumers would choose to forego the loan in the face of such written disclosures. However, even when disclosures are made, they are frequently inaccurate, failing to take into account various fees and charges.»
«That's one of the reasons why states are looking at gas prices-to know how fuel companies set fuel prices.»
«Usually, the drug of choice for African-Americans is cocaine, ... I?ve battled with it even though I had a great business and I thought I could use cocaine frequently and it wouldn?t cause me trouble, I was very wrong.»
«This is just the way it is, ... When I wanted to use, I went to the black people I knew who used. We all used cocaine. I never heard of a black guy using meth. I?m sure there are some, but mainly it?s cocaine. Like I said, that?s just the way it is.»

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