Explore Quotations, Proverbs & Sayings

«Healthy financial habits start with making smart, conscious, reasoned-out decisions instead of letting outside forces dictate how you're going to live. If you're spending to impress your neighbors, your coworkers, or your clients, you're doing it for the wrong reasons. They won't be the ones working 'til they're 80 because you spent all your retirement money. You will. Make a big change now. Next year when you open those tax forms, you can feel good about what you earned and where it went.»

«You can't get caught up in the stock market's daily swings or gaining 100 points one day and losing 100 the next day. If you do, you're just going to end up suffering from painful anxiety attacks.»

«There's this idea that you won't get caught, because the vast majority of returns aren't audited. But be careful of people who claim they can get you thousands of dollars back. You never know when you'll be audited.»

«I've long loved balanced funds, especially for skittish investors, because the bonds mask the volatility of the stocks. When I was doing financial planning, I saw that people often had a hard time keeping in mind the overall portfolio, and a balanced fund kind of forces them to do that.»

«If you have the choice between enjoying the weather and doing your tax return, it's not a hard choice.»

«The first and probably the most important thing is to not do a rush job and shortchange yourself.»

«Most people do leave it to the end for good reason. It's not an enjoyable thing to do.»

«The key to breaking the cycle for many people is to begin the process of questioning spending, and to not just continue to spend the way you historically have. If you're spending too much and saving too little, clearly you've got to change something.»

«People who've had the propensity to run up consumer debt often don't admit it's a problem. But your net worth -- the difference between your assets and liabilities -- is a key measure of your financial health. If it's getting worse over time, that's a problem.»

«When people have bad experiences buying a home, it usually isn't due to lack of intelligence or good intentions. Rather, it is a result of not knowing the right questions to ask and the proper steps to take. That's why we have provided the tools for anyone ready to leave leases and landlords behind, or trade up.»