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Letter "G" » Greg McBride Quotes
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«I don't think we'll see credit standards get too tight. To get the very best rate, borrowers are having to be more pristine in terms of their credit history and personal balance sheet. That makes [borrowing] more difficult, but it doesn't shut people out.»
Author: Greg McBride
«I don't think there is any doubt that credit standards are tougher at this point than they were a year ago. The very best rates only go to the very best credit profiles.»
Author: Greg McBride
«One place cards have additional perks, but are not disadvantageous, is with platinum cards versus standard cards.»
Author: Greg McBride
«One thing is evident looking at the different bank fees and rates. They maximize revenue and minimize risk, and that's what the institutions are geared toward, that's what they're in business for, like it or not.»
Author: Greg McBride
«The best accounts continue to be those offered by Internet institutions. Better still was the fact that half of the best Internet accounts were truly free -- no monthly service fee and no per-item fees regardless of the balance maintained.»
Author: Greg McBride
«It's a much better deal for someone who thinks they'll be in their house for, say, only eight years.»
Author: Greg McBride
«You can wind up in an unenviable position, selling your home and writing -- rather than receiving -- a big check.»
Author: Greg McBride
«Looking back 10, 20 years ago when interest rates were high, taking an ARM was a pretty good gamble because rates were more likely to go down than up. We're in the exact opposite environment now, and the likelihood is that will go up, not down.»
Author: Greg McBride
«These are not things that are subject to price competition. No bank is going to advertise low bounced-check fees.»
Author: Greg McBride
«If you carry a balance, your focus should be on credit cards with the lowest interest rates.»
Author: Greg McBride
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